If you are a retail merchant looking for an easy, cost-effective way to process credit cards online,
then you have come to the right place! The 3 best reasons to process credit cards with AMS are:

• Our low rates.
• Our full list of services that come with one low rate Merchant Account.
• With one merchant account you can process Debit and Credit Cards, EBT Cards, Gift Cards, and Online Transactions from our Virtual Terminal.

You can start processing Visa, Mastercard, American Express and Discover credit cards immediately.

• Application is fast, free, and simple
• Completely automated process
• Takes 10 minutes or less of your time
• Signature by mouse technology
• No original paperwork required
• Account approval in as little as 1-3 days
• Overnight shipping of equipment
• Free training and support

Why Should You Fill Out A Merchant Application with Applied Merchant Systems? Accepting credit cards pays! With more than 500 million credit cards in use domestically, US credit card charges recorded for 1999 alone reached just over $1 Trillion! Each day in the USA, more than 52 million purchase transactions on credit and debit cards pass through the VISA and Mastercard networks. In the first quarter of 2003, more than $295,000,000,000 (295 Billion Dollars) of goods and services were charged to VISA and Mastercard branded credit and debit cards, an 11.5% increase over the same period in 2002. More Sales: Studies show that credit card customers spend 2 1/2 times more than customers who only carry cash. Impulse Buying: Credit cards give customers freedom to spend for previously unplanned purchases. More Expensive Merchandise: Credit cards entice customers to purchase more expensive merchandise than they had originally planned to buy. Competitive Weapon: Credit card customers are often less conscious of slight price differences and will seek out businesses that offer credit card payment options. Enhanced Advertising: Since customers are more likely to shop at businesses where they have credit card acceptance, they tend to look for and read those ads first. Steadier Sales: Credit smoothes out business peaks. Cash shoppers buy heavier on paydays and just before holidays; credit card customers buy whenever the need arises. Customer Loyalty: Research shows customers who spend more on credit tend to return to the same business again.